Find out how DTI is determined, see our requirements for DTI ratios, and discover the method that you may enhance your DTI.
Our criteria for Debt-to-Income (DTI) ratio
When you’ve determined your DTI ratio, you’ll like to know how lenders review it when they’re considering your application. Take a good look at the principles we utilize:
35% or less: looking great – in accordance with your earnings, the debt has reached a level that is manageable.
You almost certainly have money left for saving or investing when you’ve compensated your bills. Loan providers generally see a lower life expectancy DTI as favorable.