The appropriate limitations on solution costs for pay day loans derive from the mortgage quantity. a lender that is payday charge as much as 15 % in the first $100, 14 per cent from the 2nd $100, 13 per cent in the 3rd $100, 12 % regarding the 4th $100, and 11 per cent in the 5th and sixth $100. Below are a few examples*:
| Payday Loan Amount | Complete Provider Fee Limit | Cash Advance Amount | Total Provider Fee Limit |
| $50 | $7.50 | $400 | $54 |
| $100 | $15 | $475 | $62.25 |
| $200 | $29 | $500 | $65 |
| $250 | $35.50 | $600 | $76 |
| $300 | $42 ​ |
*The daily interest charged ($15/14 times) is $1.071429.